Key Points Social Security’s highly anticipated cost-of-living adjustment (COLA) will be announced shortly after 08:30 a.m., ET, today (Oct. 24). We’re witnessing a broadening of inflation, which gives Social Security’s 2026 COLA a potential path to outpace expectations. However, Social Security

Key Points Timing the market is pretty much impossible, and trying to do it could cost you money. Be sure to diversify your portfolio between a variety of stocks and bonds. Limit how often you check your retirement accounts if you’re tempted to sell at the first sign of a dip in your portfolio. The

Key Points The 4% rule is designed to help ensure that people don’t deplete their retirement savings too soon. The rule makes certain assumptions about spending that may not apply to you. It’s perfectly okay to stray from the 4% rule as long as you have a plan. The $23,760 Social Security bonus

Key Points One common rule of thumb says you should have six times your annual income saved by age 50. Some people may need more or less than this depending on their retirement date, life expectancy, and more. You can use strategies to save more for retirement or stretch your existing dollars

Image source: Getty Images The average credit card APR now tops 21%, according to the Federal Reserve — and that means hundreds or even thousands in interest if you’re carrying a balance. That’s why balance transfer cards can be such a lifesaver. They offer a 0% introductory APR period so you can