Key Points Contributing to a 401(k) plan is a great way to meet your retirement savings goals. The contribution limits for 401(k)s are rising for workers under 50. Catch-up limits are rising, too, but there will be new rules for higher earners. The $23,760 Social Security bonus most retirees

Image source: Getty Images If you just hit an 850 credit score, you might feel like popping some bottles — and you should. A perfect score is a major financial achievement, proof that you’re financially responsible and capable of handling big lines of credit. Unfortunately, though, when it comes to

Key Points A big problem with required minimum distributions (RMDs) is that they trigger taxes. There are several ways you can get out of taking RMDs. It’s important to understand how each loophole works. The $23,760 Social Security bonus most retirees completely overlook › There’s a reason it can

Key Points It’s important to claim Social Security at the right time. That means understanding the implications of filing at various ages. It also means looking beyond the monthly benefit you’ll get to collect. The $23,760 Social Security bonus most retirees completely overlook › There are millions

Key Points There’s still time to claim a portion of your 401(k) match if you haven’t gotten the whole amount yet. Seniors 73 and older must take RMDs from their traditional 401(k)s for 2025. The end of the year is a great time to review your 401(k)’s performance, fees, and beneficiaries. The