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На информационном ресурсе применяются рекомендательные технологии (информационные технологии предоставления информации на основе сбора, систематизации и анализа сведений, относящихся к предпочтениям пользователей сети "Интернет", находящихся на территории Российской Федерации)

Retirely

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The Main Reason I Refuse to Use the 4% Rule for My Retirement Savings

Key Points The 4% rule is a popular option for managing retirement savings. I find the rule too restrictive. I’d rather adjust my withdrawal rate from year to year based on market conditions and my personal spending needs. The $23,760 Social Security bonus most retirees completely overlook › As
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How Many People Really Save $1 Million for Retirement?

Key Points It doesn’t quite mean what it used to, but a million-dollar nest egg is still a pretty big deal. Yet in terms of actual liquid assets, a million-dollar retirement portfolio remains a relative rarity. Investors are best served by focusing on doing the best they can do with what they’ve
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3 Reasons Not to Sign Up for Medicare in 2026 — Even if You’re Turning 65

Key Points Medicare eligibility generally begins at 65. You may want to delay your enrollment if you have great health insurance through a job. Even though Part A is usually free, you may want to wait if it bars you from funding an HSA. The $23,760 Social Security bonus most retirees completely
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3 Little-Known Perks of Opening a Business Credit Card

Image source: Getty Images Most people think business credit cards are only for “real” businesses, like ones with storefronts, employees, and big logos. But if you freelance, consult, sell online, run a side hustle, or earn 1099 income, you’re already running a business. And skipping a business
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4 Things You May Not Know About Social Security Cost-of-Living Adjustments (COLAs)

Key Points Social Security benefits are now eligible for a cost-of-living adjustment (COLA) each year. While benefits aren’t guaranteed to increase from one year to the next, they also can’t decrease. Seniors on Social Security tend to lose out on buying power because of a big problem with the way
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