Retirely

Key Points Because of the government shutdown, Social Security will be late in announcing the cost-of-living adjustment (COLA) for 2026. The COLA is likely to be larger than last year, but smaller than in other recent years. Even though the COLA is larger than in 2025, it still probably won’t help

Key Points Healthcare tends to be a huge expense for retirees. It’s important to get a sense of what you might spend ahead of retirement. Find ways to save efficiently for healthcare, such as leveraging an HSA. The $23,760 Social Security bonus most retirees completely overlook › The scary thing

Key Points The Social Security Administration will announce the COLA around Oct. 24. While retirees will be getting a raise this year, it won’t go as far as some people are expecting. Next year’s COLA can help with rising costs, but there’s a sneaky downside to consider. The $23,760 Social Security

Key Points A 401(k) loan could help you avoid the taxes and penalties that come with early 401(k) withdrawals. Employers have discretion about whether to allow 401(k) loans. A 401(k) loan may set your retirement savings back, so consider all your options first. The $23,760 Social Security bonus

Key Points Social Security retirees are on track for a cost-of-living adjustment next year. The amount of the COLA will be different than in 2025. While the COLA hasn’t been announced yet, early projections suggest retirees will get a larger benefits increase. The $23,760 Social Security bonus most