Retirely

Key Points Studies agree that one age, in particular, is the least optimal for claiming Social Security retirement benefits. Collecting benefits at this age can have a significant negative financial impact on retirees. However, other factors should be considered in retirement planning in addition

Key Points Many older Americans are sorely lacking in savings. Delaying retirement might seem like a great way to give your nest egg a lift. Instead of continuing to work full-time, there’s another solution that might work better for you. The $23,760 Social Security bonus most retirees completely

Key Points Retirees can choose to claim Social Security benefits as early as age 62 and as late as age 70. Claiming benefits at age 62 can lead to a reduction in benefits of as much as 30%. Many retirees will still claim Social Security early for various reasons. The $23,760 Social Security bonus

Key Points In addition to a new COLA taking effect in 2026, a slew of other changes could affect your benefit. A higher max benefit and higher earnings test limits could result in larger monthly payments. However, Social Security’s financial future is still at risk — and the clock is ticking. The

Key Points Most seniors 73 and older only have until Dec. 31, 2025 to take their RMD. You aren’t required to take RMDs from Roth accounts or your current 401(k). You can make a qualified charitable distribution (QCD) if you don’t want to take an RMD. The $23,760 Social Security bonus most retirees