Retirely

Image source: Getty Images A lot of people tell me they want a new credit card for the sign-up bonus. They’re usually right. A good welcome bonus is the single fastest way to earn at least a few hundred dollars in value. But there’s a simple move that instantly doubles the value of the points you

Key Points Contribution limits are rising for 401(k)s in the new year. Not only will workers under 50 be able to contribute more, but catch-up contributions are rising for those 50 and over. Most people can’t max out a 401(k), but there are other savings milestones you can aim for. The $23,760

Image source: Getty Images I’ve seen 0% intro APR cards help people wipe out debt. And I’ve also seen them push people deeper into it. The truth is, it’s not the card that determines your success — it’s your habits. Here are five tips that will make or break the outcome of your 0% intro APR

Image source: Getty Images Most people swipe their debit card without thinking about risk. It runs through your checking account, it feels secure, and the money moves fast. But “fast” isn’t the same as “safe,” and a lot of people learn that the hard way. Debit cards don’t work like credit cards

Key Points Claiming Social Security at 70 helps you maximize your benefits. While you might appreciate larger monthly checks, it could come at the cost of missed opportunities. You might also lose out on lifetime Social Security income if you file for benefits at 70. The $23,760 Social Security