Retirely

Key Points Your Social Security filing age will help determine what monthly benefit you get in retirement. Before you file, assess your income needs as well as your savings. Talk to your spouse so you’re on the same page. The $23,760 Social Security bonus most retirees completely overlook › If it

Key Points Your Social Security benefit is based on your 35 highest-earning years. Choose your claiming age carefully to maximize your lifetime benefit. Social Security is designed to replace only about 40% of pre-retirement income. The $23,760 Social Security bonus most retirees completely

Key Points Contribution limits are rising for IRAs in the new year. Not only can savers under 50 put more money into an IRA, but the catch-up has increased, too. Try your best to max out an IRA so you’re able to pull off the retirement of your dreams. The $23,760 Social Security bonus most retirees

Key Points The Social Security Administration typically pays benefits on the second, third, or fourth Wednesday of the month. Those on Supplemental Security Income (SSI) have different payment dates. Jan. 1, 2026, is a holiday, so next year’s first SSI payment will go out early. The $23,760 Social

Key Points It’s easy to ignore a charge of $0.17 or $1.19 on your bank statement, and that’s what scammers are hoping for. Make it a habit to check your account statements at least once a month, ensuring that you recognize all transactions. Knowing the most common red flags can also help you avoid