Retirely - Главная страница - Медиаплатформа МирТесен

The 62/70 Split Strategy: How Couples Are Maximizing Social Security by Claiming at Different Ages

Key Points If you and your spouse are both eligible for Social Security, there are different claiming strategies you can follow. One common strategy is to have the lower earner claim benefits as early as possible while the higher earner delays. Depending on your needs, you could also flip that... Далее

Retirely

The Medicare Penalty That Could Cost You $10,000 — and How to Avoid It

Key Points Medicare requires you to enroll the year you turn 65. Forget to enroll, and you’re likely to get hit with a 10% penalty for each year you delay. There’s a relatively simple solution if you miss enrollment the year you turn 65. The $23,760 Social Security bonus most retirees completely... Далее

Retirely

You Can Kiss a Larger 2025 Tax Refund Goodbye

Key Points President Donald Trump’s signature legislation, the One Big Beautiful Bill, implemented numerous tax cuts for 2025 that should benefit consumers. However, the conflict in Iran has thrown a wrinkle into this plan. Surging oil prices may erode much of the additional savings U.S. consumers... Далее

Retirely

Why an HSA Could Be More Powerful Than a 401(k) in Retirement

Key Points Many people focus on building retirement savings in a 401(k). An HSA might give you even more tax breaks and flexibility. The $23,760 Social Security bonus most retirees completely overlook › When it comes to saving for retirement, most people focus on accounts like 401(k)s. And there’s... Далее

Retirely

These Retirement Hot Spots Feel Like Vacation Towns — Without the Tourist Chaos

Key Points Retirees who want a quieter lifestyle and laid-back vibe may want to give these towns a closer look. You can maximize your savings by getting a condo instead of a house, but housing is affordable in some of these areas. Many of these towns have plenty of outdoor activities and are... Далее