Social Security benefits help millions of seniors to afford necessities, especially as far too many people don’t have enough retirement savings. Unfortunately, these benefits don’t do a great job of providing for all of the financial needs of retirees. That’s because most people need to replace

Image source: Getty Images Credit card issuers put new users on short leashes. My first credit card issuer, Discover®, lent me a measly $500 credit line for my first card — table stakes in the credit card universe. But your credit card limit rarely stays the same. It changes based on how you spend.

Millions of seniors rely on Social Security, with some so dependent on their benefits that it’s their primary source of income in retirement. Around 1 in 5 adults over age 50 even say they have no other retirement income outside of their benefits, according to a 2023 report from the Nationwide

Image source: Upsplash/The Motley Fool Target is one of those stores that’s long had a huge following for a reason. From the cute home decor to the delicious snacks, there are many delightful items you’ll find on the shelves at Target. Target used to be a store I’d visit somewhat often. But these

From 401(k) plans to 403(b) plans, there is a long list of retirement savings accounts you can potentially tap. But there’s one in particular that I believe can be the best option for many people. It requires a little extra work, but the long-term benefits will be tremendous. If you can, use this